|
(Immediate help requested- complete consultation questionaire --click here)
Millions of families who make their monthly payments have seen their property values fall, and are now unable to refinance to lower mortgage rates. Millions of workers have lost their jobs or had their hours cut, and are now struggling to stay current on their mortgage payments. Millions more are losing that battle and need immediate help or face foreclosure action. HomeSave123 will assist you in negotiating a new deal on your mortgage. We understand the NEW government's Home Affordable programs guidelines. Let us help you lower your rate, deal with your declining home value, or struggling with your payments, and avoid foreclosure action. In fact, you may qualify to receive up to $1000 for five years as an incentive bonus for making current payments as part this loan modification. Let' work together and make your Home Affordable again.
THE BENEFITS OF LOAN MODIFICATION
The HomeSave123 team believes that well-planned loan modifications or other loan workouts are, in most cases, preferable to the alternative options of home foreclosure and bankruptcy court. Loan Modifications are in the best interest of both the homeowner and the mortgage company. The question is do you trust your lender to negotiate in your best interest, without some outside help in negotiating a better affordable home loan. Also do you really believe that a free service will get you the best results, or do you get what you pay for. You have choices. We offer you a free consultation. We want you to ask your questions and we will attempt to answer them to the best of our ability. Not ever situtation is black and white, but we certainly can structure a plan to best benefit you. Too often Lenders are making a poor attempt with a loan modification, only to find out six months later that the borrower is in default on that agreement. We don't want that to happen, we would rather drive the lender nuts and attempt to get the right modificaton the first time. Unfortunately no one in the govenment is properly monitoring these lenders actions, they are still taking the bailout money and too worried about themself, not you. You need to worry about You.
The benefits of home loan modification include:
- The homeowner avoids foreclosure, retaining an excellent property investment and any and all profits made in the future.
- Loan modification does no harm to the homeowner’s credit rating and scores heal much more quickly from a couple of past due mortgage payments than they would if a foreclosure was completed.
- Home loan terms are modified to work within the borrower’s financial means. No more worries as you scramble to make the monthly payment.
- You may be able to add any back due property taxes, past due mortgage payments, and late fees on to the back end of your mortgage in order to bring all of them current.
- The loan modification process is much smoother and faster than foreclosure.
- Toxic mortgage debt is “forgiven” avoiding the stress of often embarrassing legal proceedings.
- A loan modification does not affect the value of the surrounding homes in your neighborhood.
- You and your family get to stay in the home you love with a second chance!
THE BENEFITS OF USING HOMESAVE123
- GUARANTEED RESULTS OR YOUR MONEY BACK
You will not pay for work that does not yield the desired results. In fact, we would prefer to tell you the truth, if we don't think we can help, we would rather pass on your request. If your loan modification is denied by your lender, we tried our best. Check out our Money Back Guarantee, please ask for our Loan Modification Agreement to see everything in writing. Ask questions. Unfortunately, HomeSave123 may not be available in your area, in which case this offer of assistance is void in those areas. Some times we can't help you, we are sorry for that, but we may know someone that can.
- WE HANDLE EVERY ASPECT OF THE LOAN MODIFICATION PROCESS
We prepare the financial statements; take care of all communications with the right people at the mortgage company; stop the harassing phone calls, guide you through any hurdles, and walk you step by step to the moment of resolution. You’ll never have to battle the lender's army of overseas call center reps again.
- AT HOMESAVE123, HOMEOWNERS ARE NOT “JUST A NUMBER”
Our compassionate professionals treat each home owner with dignity, diligence, and care. Our mission is to create custom mortgage solutions, tailored to the unique needs of each of our homeowner clients. We help American families stay at home where they belong, with new opportunities and a brighter outlook for the future.
- TWENTY FIVE PLUS YEARS OF LOAN MODIFICATION AND MORTGAGE EXPERIENCE
Our loss mitigation experts are the best in the business and have worked with every major mortgage lender to build workable loan modification solutions for our valued customers. HomeSave123 representatives know the laws and options for homeowners across the nation. We know what Lenders can and cannot do in each loss mitigation case and can see through every bluff and scripted response.
- WE TAKE THE MYSTERY OUT OF THE MORTGAGE MODIFICATION PROCESS & GIVE YOU BACK YOUR PEACE OF MIND
HomeSave123 believes that the home financing industry has a duty to the borrower to make the loan modification process and its associated language straightforward and understandable to home owners. Unfortunately, most big lenders don’t seem to share this outlook. We take the time to educate home owners from step one and that knowledge goes a long way towards relieving the mystery, stress, and confusion that the threat of foreclosure can create.
- EVEN IF YOU’VE RECENTLY BEEN TURNED DOWN FOR A REFINANCE, WE MAY BE ABLE TO HELP YOU
Lending guidelines have tightened dramatically in the past couple of years. Even if you were turned down for a new mortgage through a refinance, you may still qualify for a loan modification.
- YOU DO NOT NEED A CREDIT REPORT OR AN APPRAISAL
Loan modifications are available regardless of your personal credit history or homes value. The only times an appraisal may be required would be if we are attempting to lower the overall balance on your existing loan due to fallen property values in your area. This appraisal could greatly benefit you, the home owner, in reducing your mortgage principle.
Contact HomeSave123 today by calling (800) 811-1929 and speaking with one of our experienced loan modification team.
To Print This Report Click Here:
|
